Product SwiftPay
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SwiftPay

By OneJourney
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AI Powered

The platform that helps hotels automate payments, reconciliation, and daily operations — turning expenses into revenue and freeing teams to focus on guest experience.

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ExploreTECH

Overview

Launch year

2026

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Compatible integrations

0

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Last updated

13 Jul 2026

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Description

SwiftPay is a digital B2B Payments Platform for Accounts Payable (AP) that has embedded AI Invoice Reconciliation Software and other AI automations, dedicated to the Hospitality Industry (Hotels & Restaurants). SwiftPay uses virtual payment cards to settle invoices, and artificial intelligence to automate operational processes.

There are 3 Card solutions available:

  • SwiftPay QuickPay - single-use virtual cards issued in seconds from a simple form — set the amount, lock the spend category, send to the recipient's email. Terminate, resend, and track every card from one dashboard.
  • SwiftPay Corporate Cards - multi-use, refillable cards assigned to team members, with org-level visibility of active, frozen, terminated, and expired cards, real-time fund top-ups, and receipt uploads from the cardholder's own wallet view.
  • SwiftPay Subscriptions - multi-use with automated fund deposits (e.g. for Saas-fees)

Details

Infrastructure detailsCloud
Support languagesEN
CategoryFinance and payments
SubcategoryFinancial operations and accounts payable automation platforms
Integrations

There is no technical integration necessary, but in case a more automated process is desired, OneJourney has the API’s to integrate to.

IndustryHospitality
This solution is suitable for:Enterprise hotel chains, Medium and small hotel groups, Hospitality management companies, Restaurants, cafes and retail

Product features

Invoice capture and processing

OCR invoice capture
Electronic invoice import
Multi-format invoice support
Invoice validation
Invoice matching
Purchase order matching

Accounts payable automation

Accounts payable workflow automation
Invoice reconciliation
OTA commission reconciliation
Payment execution
Cash flow optimization

Payment management

Virtual payment cards
Supplier payments
Cross-border payments
Multi-currency payments
Batch payments
Instant payments
Scheduled payments
Employee expense cards
Corporate purchasing cards
Contractor payouts
Credit facilities
Payment tracking

Approvals and workflow

Delegated approvals
Approval audit trail

Financial controls

Spend controls
Segregation of duties

Cashback and payment optimization

Interchange cashback

Platform capabilities

Cloud platform
Mobile application
Role-based permissions
Single sign-on
Multi-language support
Multi-currency support
Audit logs

Support Level

Office Hours Online Support
Dedicated Account manager and Implementation Manager
Dedicated customer success manager
Dedicated onboarding specialist

Integrations

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Technical specifications

Specifications
Configurations

A short call, one secure form, and a quick bank review. Typically the KYB/KYC process takes anywhere from about a week to three weeks, depending on how quickly your information can be verified — and we’re with you through every step.


Scalability

SwiftPay is built to scale effortlessly with hospitality businesses, from single properties to large multi-entity portfolios. Its cloud-based infrastructure supports growing transaction volumes, users, and integrations without compromising performance. As operations expand, additional workflows, properties, and financial entities can be onboarded quickly. Real-time visibility, automation, and standardized processes ensure consistent financial control, efficiency, and reporting accuracy across all locations as your organization grows.

Fee structure

Monthly Flat Fee
Starting from:
Offers free trial
Pricing:

No fee, the solution is free to be used.

Buyers

FAQs

Is there a cost or a monthly fee?

How does the hotel/restaurant actually make money?

What can I pay for with the card?

Is my information secure?